The 138th running of the Kentucky Derby takes place today, Saturday, May 5. If you’re looking for some guaranteed winners to pay off the mortgage and set up the kids’ college funds, they’re below.

WIN: Dullahan (8/1)
Apparently Dullahan likes the synthetic surfaces better than dirt but I like the trends attached to this contender. Three-time Derby winner Kent Desormeaux will have the mount today and the No. 5 post position has produced 12 Kentucky Derby winners since 1900, which is tied with the rail for most victories. Dullahan is also coming off a victory at the Grade I Toyota Blue Grass and finished second at the Grade III Palm Beach on March 11. The fact that he doesn’t have six career races under his belt scares me a little, but Dullahan has displayed great closing speed in recent races and I like him to at least finish in the money.

PLACE: Bodemeister (13/10)
Bodemeister is the favorite to win Saturday’s race, although Union Rags has the exact same odds. Either way, what attracts me most to Bodemeister is the winning combination of trainer Bob Baffert and jockey Mike Smith. Baffert has won three Kentucky Derby races in his career (2002, 1998, 1997), while Smith won the 2005 Derby aboard Giacomo. Bodemeister only has four career races under his belt but he finished second at the Grade II San Felipe on March 10 and won the Grade I Arkansas Derby on April 14. No horse has won the Derby that has not run as a 2-year-old since 1888 but I like Bodemeister to finish in the money.

SHOW: Take Charge Indy (11/1)
Considering he’s 5-0 in his career, I thought long about putting Gemologist in the money. But at the end of the day, how can you go against Calvin Borel? The man has won three of the last five Kentucky Derby races and he’ll be coming out of the No. 3 post position, which means he’ll be able to get to the rail faster. Take Charge Indy is also coming off a victory at the Grade I Florida Derby in which he went wire-to-wire.

Other contenders that caught my eye: Gemologist (8/1) and Went The Day Well (25/1)
As previously mentioned, Gemologist hasn’t lost in his five-race career, while Went The Day Well is trained by H. G. Motion and ridden by John Velazquez, who were the winning pair for Animal Kingdom last year.