1. The Percy Harvin trade was outstanding for the Seahawks. They landed a proven playmaker for a first-round pick that may-or-may not wind up being a valuable piece, a seventh-rounder that probably would have been a long-shot to make an already stacked roster, and a third-round selection in 2014 that may-or-may not turn into a solid role player. It’s clear that Harvin wore out his welcome in Minnesota and the Vikings did what they had to do in order to rid themselves of the headache. But this is a dynamic, versatile player that adds a much-needed element to Seattle’s offense. He did miss seven games last season due to an ankle injury, but he missed only three games in the three years prior and his migraine issues have seemingly been resolved. (After being diagnosed with sleep apnea in 2010, he hasn’t suffered a migraine in two year.) With Harvin joining Russell Wilson, Marshawn Lynch, Sidney Rice, Zach Miller and Golden Tate, I’d match the Seahawks up against any other offense in the NFC right now.

2. Speaking of the Seahawks, the signing of Michael Bennett was a shrewd move by Pete Carroll and John Schneider. Bennett wasn’t impressed with the offer he received from the Buccaneers so instead of being patient while testing the market, he accepted what essentially was a one-year “prove it” deal at $5 million. He had nine sacks with Tampa Bay last season and is versatile enough to play end or tackle in a 4-3 alignment. He more than makes up for the loss of Jason Jones (Lions) and after signing Cliff Avril to a reasonable two-year, $15 million contract, Seattle is prepared from a pass-rushing standpoint to get by while Chris Clemons (ACL surgery) is on the mend. Once Clemons returns, he’ll join a defensive line that features Bennett, Avril and former first-rounder Bruce Irvin, who finished with eight sacks last season as a rookie.

3. After some initial confusion, the Patriots signed Danny Amendola before Wes Welker agreed to terms with the Broncos. He also received less money per year than Welker, which further proves that Bill Belichick and his staff coveted Amendola from the start of free agency (as opposed to countering Denver’s decision to sign Welker). New England was wise to tie up $2.5 million of Amendola’s contract in per-game roster bonuses, meaning the oft-injured receiver will need to stay healthy if he wants to fully cash in on his new deal. Considering he’s caught over 100 passes in five of the last six seasons, it’s almost ridiculous to think that the Pats have replaced Welker. But by signing Amendola, they acquired a player with a similar skill set that is also four years younger. As far as production goes, Welker has been in a league of his own since 2007 but Amendola arguably owns a better pair of hands and has more than enough short-area quickness to play the slot in Josh McDaniels’ offense. Amendola just needs to stay healthy or his value will be greatly diminished over the course of his contract in New England.

4. Considering Brian Hartline led the Dolphins in receiving last season, it’s hard to argue why Jeff Ireland spent a large portion of his cap space on Mike Wallace. He gives Miami’s offense something it desperately needed: A playmaker with the ability to take the top off a defense. But did Ireland really improve his defense or did he make slight upgrades while also spending more money? Both Philip Wheeler and Dannell Ellerbe are solid players but Ireland spent a combined $56 million to acquire them on the open market. In one fell swoop, he also released Karlos Dansby and Kevin Burnett, who were productive last season for Miami’s defense. It’s not as if linebacker was a need coming into the offseason – Ireland just shifted players around and by doing so, spent more money in the process. Given the mess that are the New York Jets and Buffalo Bills, the Dolphins will likely be the only threat to the Patriots in the AFC East next season. Again, it’s not as if Miami hasn’t made upgrades to its roster. But these are hardly calculated decisions by Ireland, whose future in Miami could rest on the moves he made last week.

5. It’s laughable that some are questioning the Falcons’ decision to sign Steven Jackson when they could have just kept Michael Turner. These same folks point to both players’ production over the last four years and the fact that Turner has racked up 60 touchdowns since 2008 compared to Jackson’s 26 TDs over that same span. But Turner’s burst and acceleration have evaporated, and he no longer can create on his own. Too often he would run into the backs of his offensive linemen last year and managed a paltry 3.6 yards per carry. Jackson has lost a step over the years but he still displays some quickness and the ability to beat defenses on the edge. Monetarily-speaking, the two players aren’t comparable either. Turner was set to make $6.9 million in his final year with the Falcons, while Jackson signed for a reasonable $12 million over three years. (Of the amount, only $4 million is guaranteed.) For those that worry about touchdown totals, keep in mind that Turner received 51 red-zone opportunities last season with Atlanta, compared to Jackson’s 27 with St. Louis. Considering Dirk Koetter used Turner as his goal-line battering ram last season, Jackson will have more than enough opportunities to reach pay dirt in 2013. More importantly, he’ll also give Matt Ryan and the dangerous Atlanta offense increased production while on its way to the end zone.

6. The Bears took somewhat of a gamble by signing former Saint Jermon Bushrod to a five-year contract on the opening day of free agency. Bushrod was a top-10 tackle in 2011 but his play dipped last season. According to Pro Football Focus, Bushrod allowed a whopping 46 quarterback hurries, eight QB hits, and four sacks. The hurries and QB hits were more than Chicago’s 2012 left tackle J’Marcus Webb (5 QB hits, 29 QB hurries), although the latter allowed three more sacks. If Bushrod can return to his 2011 form, the Bears will have upgraded the blindside protection of Jay Cutler. But if 2012 wasn’t an anomaly for Bushrod, then Chicago will continue to have a real problem on its hands upfront. They’re still deciding what position 2011 first-round bust Gabe Carimi will play (Chris Williams 2.0, anyone?), and if Webb performs as poorly on the right side next year as he did on the left, Cutler’s days of being under constant duress will live on. Phil Emery still has a lot of work ahead of him when it comes to re-building the mess that Jerry Angelo left him along the offensive line.

7. The $38.5 million over five years that the Rams handed tight end Jared Cook was a lot to give a player that has never caught 50 passes in a single season. (His highest reception total came in 2011 when he caught 49 passes for 759 yards.) But Jeff Fisher drafted the former South Carolina product and as long as St. Louis makes him one of the focal points of its offense, chances are he’ll be worth the price tag. But it’s hard to blame fans for being frustrated after the Seahawks landed Harvin and the 49ers gave up a late-round pick for Anquan Boldin. They look at the current depth chart at receiver and wonder, ‘Is that it?’ The key is Brian Quick. If he develops into the player the Rams envision he’ll be when they selected him at No. 33 overall last April, then fans will take comfort in the fact that the team didn’t part with multiple picks and $25 million in guaranteed money for Harvin. Chris Givens is already entrenched as a playmaker on one side and with Cook testing defenses down the seam, the Rams really only need that outside-the-numbers weapon to make their passing game hum. In a perfect world that player will be Quick, and then St. Louis could supplement its depth at receiver by drafting another wideout or acquiring a veteran this spring. (Don’t rule out Nate Washington, who the Titans might release in the coming weeks.) If the Rams missed on Quick, then the present fears will be amplified down the road.

8. Some of the contracts handed out to offensive linemen this week were staggering. I mentioned Bushrod’s five-year, $36 million deal, but there were more head-scratching decisions made by other NFL front offices. Andy Levitre is a solid player and the Titans needed to upgrade their offensive line this offseason. But $46.8 million is an astounding figure for a guard. Sam Baker has only had one productive year since the Falcons reached on him in the first round of the 2008 draft, yet they decided to hand him $41.5 million over six years. With some of the money that has been thrown around in free agency thus far, you can’t blame Jake Long for waiting until he receives the offer he wants.

9. Jets owner Woody Johnson didn’t exactly squash the notion that cornerback Darrelle Revis would be traded at some point this offseason. “No team is just one player away, maybe with the exception of the quarterback,” Johnson told reporters. “You can’t be distracted by one player. You have to look at everything.” Johnson went on to say that the team would like to have Revis back, but “it depends.” In typical Jets fashion, it’s unlikely that they get the best of this current situation. Revis is coming off an ACL injury and thus, his value has never been lower. The Jets are also in cap hell because of former GM Mike Tannebaum, so other teams are well aware that New York doesn’t have the cap space to pay Revis what he wants long-term. With Mark Sanchez under center and Rex Ryan seemingly a dead man walking, there appears to be zero hope on the horizon for “Gang Green.”

10. In any other offseason, a team that needed to fill not one, but two holes at safety would be in full panic mode right now. But the Rams remain in a great spot despite having multiple holes to fill in their secondary. That’s because their options remain plentiful, both in free agency and the draft. Bernard Pollard, Michael Huff, Ed Reed, Kerry Rhodes, Gerald Sensabaugh, Charles Woodson and Tom Zbikowski all remain unsigned, as does Quintin Mikell. A combination of Pollard and either Kenny Vaccaro or Matt Elam would offer an instant upgrade over what St. Louis had at safety last year, provided that Vaccaro or Elam panned out, of course. And the Rams could do much worse than to bring back Mikell for cheap and land a safety in the draft to play centerfield. While it’s a bit unsettling to have clear needs on either side of the ball not addressed quickly in free agency, Jeff Fisher and Les Snead would really have to drop the ball not to land two quality safeties over the next two months.

1. RGIII’s health.
Robert Griffin III vows to be ready by Week 1 of the regular season but in addition to damaging both his LCL and ACL, the dynamic quarterback also suffered a medial meniscus tear in the Redskins’ playoff loss to the Seahawks. While Adrian Peterson proved that ACL tears aren’t always a two-year injury, “All Day” was also a medical marvel. We’re talking about a guy who suffered a sports hernia injury in Week 10 and questioned whether or not he would be able to continue by Week 16, only to rush for 596 yards over the Vikings’ final four games (including playoffs). Not everyone is Adrian Peterson.

According to reports, RGIII was seen walking without a limp at “Media Week” down in New Orleans. But no matter how quickly he’s progressing with his rehab, the Redskins need to first be concerned with his the long-term health. If they rush him back and he suffers even further damage to his knee(s), his career could be in jeopardy. Mike Shanahan and Co. have a couple of months to evaluate the situation but at some point they’re going to be faced with the decision of whether or not to place RGIII on the regular season PUP list. While that would cost them their starting quarterback for the first six weeks of the season, riding Kirk Cousins over that stretch is a lot better than installing him as the franchise signal caller because RGIII’s knees are shot. For the Redskins, there’s more at stake here than just six weeks.

2. Newsome’s unenviable task of re-constructing the Ravens.
Whether anyone thinks Joe Flacco should be paid like Peyton Manning or Drew Brees is rather moot. The going rate these days for franchise quarterbacks is $20 million per season, and Flacco proved in the postseason that he’s Baltimore’s franchise player. He may never put up the same jaw-dropping numbers that Brees has, but Flacco is worth his weight in gold to a team like the Ravens, who consistently draft well and will continue to compete under John Harbaugh and Ozzie Newsome. When you find a quarterback in this league (particularly a quarterback coming off one of the finest postseason performances in NFL history), you hang onto him. And in order to hang onto Flacco, the Ravens will pay the $20-plus million-a-year asking price.

No, the real storyline in Baltimore is whether or not Newsome can build another Super Bowl contender after he gets done paying Flacco. Ed Reed, Paul Kruger, Dannell Ellerbe and Bryant McKinnie all helped Baltimore win the Super Bowl this year and all four of them are unrestricted free agents this offseason. Receiver Anquan Boldin is also set to make $6 million, so he could be forced to either restructure his deal or become a cap casualty. (He said he’ll retire if Baltimore releases him.) Newsome build two entirely different Super Bowl winners over the past 12 years. But this offseason might offer him his biggest challenge to date. As one of the finest general managers in the NFL, Newsome is certainly up for the challenge but the pressure will also be on Harbaugh and his staff to win with younger players as Baltimore re-stocks through the draft.

3. No consensus No. 1 pick.
Ask 10 NFL analysts who they have rated No. 1 in this year’s draft and you might be supplied with 10 different answers. Some believe Texas A&M’s Luke Joeckel is the safest pick in the draft but if the Chiefs re-sign Branden Albert than they have no use for Joeckel at No. 1. Besides, some think Central Michigan’s Eric Fisher is the best offensive tackle in the draft, not Joeckel.

Georgia’s Jarvis Jones, Texas A&M’s Damontre Moore and even Florida State’s Bjorn Werner’s names are atop some analyst’s rankings. Why so much uncertainty? Point to the fact that there’s no consensus top quarterback in his year’s draft class. Twelve of the last 15 first-overall selections have been quarterbacks, with only Jake Long (2008), Mario Williams (2006) and Courtney Brown (2000) being the exceptions. With no potential franchise signal caller to be had, the ultimate crapshoot is even more unpredictable than ever this year.

4. Veteran quarterbacks in limbo.
Flacco is the best free agent quarterback this offseason but the Ravens won’t allow him to escape Baltimore without at least slapping him with the franchise tag. That means backups will litter the open market, unless you still consider guys like Jason Campbell, Tarvaris Jackson and Matt Moore capable starters. (And why would you?)

The more intriguing names are Alex Smith, Michael Vick and Matt Flynn, who are all currently under contract but could become available either via trade or release at some point this offseason. While the 49ers will certainly honor Smith’s desire to start elsewhere, at the end of the day they don’t owe him anything (non-monetarily, that is). If they don’t acquire what they feel to be decent compensation for the 28-year-old veteran, they could use him as insurance behind Colin Kaepernick for another season. That may not be fair for Smith, but the Niners will ultimately do what’s best for the franchise.

As for Vick, Chip Kelly will take his time evaluating the quarterback situation in Philly but at some point the Eagles will be forced to release him in order to avoid paying the $12.5 million that he’s still owed. Unless Kelly convinces himself that Vick can be the featured player in his offense, there’s no sense paying an injury-prone 33-year-old quarterback who’s never been an accurate passer. Chances are Vick will wind up in a city like Jacksonville or Buffalo in hopes that he can work his way into the starting lineup. (Unless of course Bruce Arians wants to make him the starter in Arizona.) The better option for quarterback-needy teams might be Flynn, who could be had for a mid-round pick after serving as Russell Wilson’s backup in Seattle. Then again, his services won’t come cheap either.

5. Free agency.
Free agency is always an intriguing storyline but maybe more so this year with who’ll be available. The Giants recently released Ahmad Bradshaw, who joins Steven Jackson and Reggie Bush as some of the bigger names available at the running back position. There’s even more star power at receiver, where Mike Wallace, Dwayne Bowe, Greg Jennings, Wes Welker and Danny Amendola might be switching teams. Jake Long, Ryan Clady, Branden Albert, Will Beatty, Sebastian Vollmer, Andre Smith and Sam Baker round out the offensive tackle group.

Defensively, Brian Urlacher, Ed Reed, Cliff Avril, Michael Bennett, Henry Melton, Richard Seymour, Anthony Spencer, Jarius Byrd, William Moore and Dashon Goldson’s contracts are all up, and sleepers Brent Grimes and Chris Houston could be had as well. Overall, this is a much deeper pool of free agents than last year, and there are more players will become available as teams try to free up cap space. (For example, Michael Turner of the Falcons and Chris Gamble of the Panthers are likely to be released at some point this offseason.)

6. Harvin’s situation in Minnesota.
Speaking of a player that could become available this offseason, Mike Max of CBS Minnesota reports that the Vikings will attempt to trade Percy Harvin this offseason. Citing sources, Max reports that Harvin unleashed an embarrassing tirade on Leslie Frazier during the season and the situation left a bad taste in both coaches and players’ mouths. Acquiring a first-round pick for Harvin might prove to be difficult but one would think the Vikings could net a second-rounder for the troubled yet talented receiver. Then again, with Wallace, Bowe, Jennings, Welker and Amendola available in free agency, the market might not be to Minnesota’s liking. Plus, if they do trade Harvin, the Vikings’ cupboard will be completely bare of receivers. Whether they deal Harvin or not, Minnesota needs to give Adrian Peterson and, more specifically, Christian Ponder more help.

7. The revival of the Saints.
The 2012 NFL season will forever be viewed as a lost year for the Saints, who finished 7-9 and struggled without suspended head coach Sean Payton. But Payton has been reinstated and you know that’s music to Drew Brees’ ears, who thrives under his head coach’s brilliant playcalling. Rob Ryan has a huge challenge on his hands in fixing a defense that set the NFL record last year for most yards allowed in a season with 440.1 yards per game. But if he can make the team’s transition from a 4-3 to a 3-4 a smooth one, the Saints will be a postseason contender yet again. Ryan already has a few solid pieces to build around in Cam Jordon, Martez Wilson and Junior Galette, and don’t be surprised if he lures free agent linebacker Anthony Spencer away from Dallas. Mickey Loomis still needs to find Ryan a nose tackle and build depth at all three positions, but at least the Saints hired a veteran 3-4 coach to install the new scheme. With Payton and Ryan both out to prove something to the rest of the NFL, nobody should sleep on New Orleans in 2013.

8. Tony Gonzalez’s future.
Before the start of the playoffs, Tony Gonzalez reiterated that he was 95-percent sure that he would retire at the end of the season. When the Falcons beat the Seahawks in the Divisional Round and thus gave Gonzalez the first postseason victory of his career, he said he was 97-percent sure that he would retire. But GM Thomas Dimitroff has started to lobby for Gonzalez to return in 2013 and Roddy White is apparently planning a “Brett Favre strategy,” in which a group of Falcons players will travel to California in hopes of luring the tight end back to Atlanta. Considering he caught 93 passes for 930 yards with 8 touchdowns last year (which was the most productive season by any tight end at his age), you can understand why the Falcons want him back.

His decision on whether or not to retire is multi-layered. If he does come back, the Falcons need to figure out how to fit him under the cap. It’s likely that they’ll cut Michael Turner, which will free up some space but they may need to restructure the deals of Dunta Robinson, Tyson Clabo and/or John Abraham as well. If Gonzalez doesn’t return, then the Falcons obviously need to make finding a pass-catching tight end a priority this offseason. Tyler Eifert and/or Zach Ertz could be potential candidates in the first round, but what if the Packers were to make Jermichael Finley available via trade? His ability to stretch a defense vertically would be attractive to a team like Atlanta, which employs Dirk Koetter as its offensive coordinator. Either way, Dimitroff is well aware of how important the tight end position is to Matt Ryan and that offense.

10. What will the Rams do at defensive coordinator?
There are a myriad of questions surrounding the Rams this offseason, including whether or not they’ll bring back Danny Amendola and/or Steven Jackson, as well as how they’ll use their two first round picks in April.

But the biggest question that Jeff Fisher and Les Snead face right now is who they’ll hire as their next defensive coordinator. With the Rob Ryan marriage falling apart before the two sides could settle on a prenup, the Rams have reportedly reached out to Dick Jauron and Mike Singletary. Jauron is the more experienced coach of the two, but he also leaves a little something to be desired considering in 17 years as either a head coach or a coordinator, his defenses have only finished in the top 10 twice (2001 with the Bears and 2011 with the Browns). The Rams could do a lot worse than to hire a well-respected coach that comes from the same coaching tree as Mike Holmgren and Tom Coughlin, but will Jauron enhance anything about Fisher’s defense?

Meanwhile, we know that Singletary is a molder of young men and commands respect as soon as he walks into a room. Players like Ray Lewis have sung his praises and he’s often gotten the most out of the athletes that he’s tutored. He and Fisher also have a relationship that dates back to their playing days in Chicago, and who better to teach the fundamentals to defensive players than Singletary?

That said, he’s never been a defensive coordinator before and he was a disaster as a head coach. That doesn’t mean he won’t be a good DC but since he’s never done it before, how can anyone be sure that he can call plays and build game plans on a weekly basis? Between him and Jauron he’s definitely the more intriguing name but he’s arguably the bigger risk, too. No matter which direction the Rams go, it’ll still be Fisher’s imprint on the defense. But hopefully he’ll find someone that will add something to a defense that is ready to be a top 10 unit very soon.

2. Peyton Manning is deserving of Comeback Player of the Year.
Without Adrian Peterson having a season for the ages, the Vikings would have likely missed the playoffs. Without Peyton Manning, the Broncos may have still been good enough to beat the toilet water in the AFC West thanks to their stout defense. Granted, Denver wouldn’t have clinched the No. 1 seed without Manning but you get the point. Those are just a few reasons why Peterson should be considered the most valuable player in the NFL this season. (The other reasons are detailed above.) But at this time last year, people wondered whether or not Manning would, or better yet, should retire after not taking a single snap in 2011. And all he’s done this year is put together one of the finest seasons of his illustrious career. He finished the regular season with 4,659 yards passing, 37 touchdowns, a 68.6 completion percentage and a 105.8 QB rating, which were all Denver Broncos records. His three-touchdown performance against Kansas City on Sunday was also the 73rd of Manning’s career and gave him yet another NFL record. As mentioned in “Observation No. 1,” it wouldn’t be a farce if Manning were named MVP. But considering his road back to the gridiron was paved with multiple neck/back surgeries, an entire season spent on the sidelines, and a change of cities, Manning’s “comeback” was more impressive than Peterson’s. Either way, both players should be properly recognized for their impressive feats this season.

3. The Texans’ collapse is nearly complete.
On December 2 the Texans were 11-1 having just beaten the Titans to earn their sixth-straight victory. At that moment it seamed unimaginable that Houston wouldn’t have home field advantage throughout the postseason. But the Texans, losers of three of their last four games following their 28-16 defeat in Indianapolis on Sunday, have completely collapsed. Injuries on defense have turned a once top-5 unit into one susceptible of big plays. (See Andrew Luck’s 70-yard touchdown pass to T.Y. Hilton as proof.) But there are no excuses as to why Houston’s offense has become punchless over the past month. At the root of the issue is quarterback Matt Schaub, who threw two ugly interceptions to Indy cornerback Vontae Davis on Sunday. Despite completing a high-percentage of throws, Schaub was ineffective for the second straight week and for the third time in his last four games. Remember, Schaub doesn’t have a postseason start under his belt. It would have been nice for the Texans if their playoff-inexperienced quarterback could have built a little momentum heading into next week. Instead, the Texans enter the postseason as one of the coldest teams in the field of 12. And while the Bengals are the least imposing team in this year’s playoffs, their underrated defense is certainly good enough to hold Houston’s struggling offense in check. The Texans now have less than a week to figure out how they’ve gone from Super Bowl favorites to title pretenders.

4. RGIII, AP and the Hawks – the bottom of the NFC is dangerous.
Try as they did, the Cowboys didn’t have much of an answer for Robert Griffin III on Sunday night. As he’s done to opponents all season, RGIII forced Dallas’ defense to play back on its heels, which in turn made Alfred Morris more effective. The Packers also had a hell of a time trying to corral Adrian Peterson, whom they’ll see again in less than a week. The Seahawks, meanwhile, have won five straight games and are arguably the hottest team in the NFC…as the fifth seed. Granted, the media always tries to over hype the lower seeds in the playoffs. That’s probably because we spend an entire season pointing out flaws in the higher-ranked seeds (it’s human nature). But in the case of the Skins, Vikes and Hawks, there’s no downplaying how dangerous they are on any given Sunday. Granted, either the Redskins or Seahawks will be finished next weekend because they play each other in the first round, but would anyone be surprised if any one of these teams wind up in the NFC title game? Thanks to all six teams winning at least 10 games this season, the NFC playoff field is highly intriguing this year.

5. Romo once again saves his worst performance for last.
Heading into Sunday night’s NFC East title tilt between the Redskins and Cowboys, no quarterback in the league was hotter than Tony Romo. In his previous eight games he had thrown 17 touchdown passes to just three interceptions and thanks to plenty of help from Dez Bryant, was practically willing Dallas to a division crown and a playoff berth. But in typical Romo fashion, he saved his worst performance for the biggest moment of the season. He did toss two touchdown passes, which included a crucial 10-yard completion to Kevin Ogletree midway through the fourth quarter to cut the Redskins’ lead down to three with a 2-point conversion. But he also threw three brutal interceptions, the final one coming late in the fourth quarter after the Dallas defense gave its offense a chance to at least tie the game following a punt. Romo wanted to dump the ball off to his running back in the flats and was instead intercepted by linebacker Rob Jackson, who read the play perfectly. It was one of those all-too-familiar moments for Romo, who never saw Jackson retreat to the flats as he lobbed the pass to the sidelines. And thanks to a brutal roughing the passer penalty on Washington’s next drive, the Skins were able to put the game away with a touchdown under two minutes to play. The 32-year-old Romo has once again left Jerry Jones in an unenviable situation. He once again posted great numbers while throwing for over 4,600 yards but the Cowboys will once again be at home for the playoffs. The question is, does Jones still believe he can win a Super Bowl with Romo under center? When his team absolutely had to have a win, Romo didn’t deliver. Again.

6. The Bears have nobody to blame but themselves.
Chicago fans will undoubtedly blame Green Bay’s inability to beat Minnesota as the reason why their beloved Bears missed the playoffs despite finishing with a 10-6 record this season. And technically, they’re right. With Chicago’s season hanging in the balance, the Packers never led in Minnesota and turned in their worst defensive performance in over a month. But from Weeks 11 through 16, Chicago only won one game over a six-game stretch. They also lost three in a row to start the month of December and couldn’t produce against playoff qualifiers Houston, San Francisco, Seattle, Minnesota and Green Bay. It’s a shame that a 10-win team missed the postseason but the Bears did themselves in by leaving their fate in another team’s hands (specifically their most hated rivals.)

7. Falcons’ Smith still can’t gauge risk vs. reward.
Falcons head coach Mike Smith is conservative by nature. He’s been criticized for playing not-to-lose, especially in the postseason where he’s 0-3 over the past four seasons. And yet, when he does decide to gamble, it comes at the most inopportune times. Take Week 13 of last year for example. His decision to go for it on 4th-and-1 in overtime cost his team a potential victory versus the Saints. He also went for it on fourth down on multiple occasions during the Falcons’ embarrassing 24-2 loss to the Giants in the wild card round, none of which were successful. Fast forward to Sunday when, in a meaningless game, he played his starters in a lackluster loss to the Bucs. The decision could prove to be costly too, as Dunta Robinson (concussion) and John Abraham (ankle) left the game with injuries. Abraham is the bigger concern, as he had to be helped off the field by trainers. Why, with nothing to gain, would Smith risk injury to one of his starters? What was he and the Falcons hoping to prove by going through the motions versus a Tampa Bay team looking to end the season on a high note? If anything, it planted the seed of doubt in a team that had built up some momentum the past two weeks. If Abraham’s injury proves to be serious, then Smith should be questioned for why he can’t manage simple risk versus reward.

8. Vick’s football career reaches a new low.
Michael Vick has been adamant that he’s still a starter but he’ll be fortunate that some team even views him as a capable backup heading into 2013. All you need to know about Vick’s performance on Sunday versus the Giants was that he was pulled in favor of Trent Edwards for the final drive of the game. Over the past two seasons he’s gone 10-13 as a starter while throwing 33 interceptions to go with his 32 touchdowns. He also hasn’t played a full season since 2006 and his threat to run has been neutralized by his inability to take a hit. He may still fancy himself as a starter but even quarterback-hungry teams like the Cardinals, Chiefs and Jaguars will be weary of handing the reigns to a 33-year-old quarterback who is turnover prone, has never been an accurate passer and who can’t stay healthy. Considering many believed he would revolutionize the quarterback position when he came into the league in 2001, Vick may go down as one of the most overrated players in NFL history.

9. Fisher’s first season in St. Louis can only be described as a success.
Success can be defined in different ways. Some people probably read the title of this observation and scoffed. Some believe that because the Colts and Vikings surprised by making the postseason, the Rams should have pulled off the same feat. If only life were that black and white. What could posses someone to have such lofty expectations following a 2-14 season and a complete turnover of the roster is beyond me. It wasn’t logical that they would make the postseason this year. Hell, it wasn’t logical that they could win 8 games, at least not to those outside of St. Louis that weren’t mentally and/or monetarily invested in the team. But thanks in large part to Jeff Fisher, 2012 was a success. Free agency was a success. The draft was a success. Winning 80-percent of their games against a tough division was a mark of success, as was learning how to win on the road. Having said that, does Sam Bradford need to make longer strides in his development? That’s not even an argument – of course he does. But he also deserves an opportunity to compete in a stable environment. Quarterbacks that are forced to learn three different offenses under shoddy tutelage is a recipe for failure. There are some people that have already convinced themselves that he’s nothing more than a marginal quarterback capable of only being a Brad Johnson-type game manager. And that’s fine – we all don’t need to agree. But here are the facts: He threw for a career-high 3,702 yards and 21 touchdowns while managing to start every game of the season (a feat he couldn’t accomplish in 2011). Those are signs of improvement. It might not be the improvement that many had hoped, but the bottom line is that he’s a better quarterback now than he was in 2010. More importantly, the Rams are a better team than they were two years ago when they walked out of CenturyLink Field. Only this time nobody should have false hope about the direction the franchise is headed in.

10. Quick-Hits…
The pass that Andrew Luck made when he looked off the safety and hit T.Y. Hilton perfectly in stride for a 70-yard touchdown was one of the prettiest throws by any quarterback this season. He’s a special player and NFL fans are more enriched by the fact that he and the Colts are in the playoffs…Speaking of which, would anyone be surprised if Indianapolis beat Baltimore next week? The Ravens aren’t exactly sprinting into the postseason…Peyton Manning continued to make his case for NFL MVP by throwing another three touchdown passes on Sunday, but did you see the catches that Demaryius Thomas and Eric Decker made? The catch by Thomas was one of the best of the year…Don’t be surprised if the Panthers make the postseason next year. They finished 2012 as one of the hottest teams in the leageu and scored at least 30 points in three of their final four games…2012 turned out to be a lost season for the Saints but it doesn’t take away what Drew Brees accomplished. He became the first quarterback in NFL history to throw for over 5,000 yards in back-to-back seasons and with Sean Payton back in the fold next year, the Saints will remain explosive…It’s funny, the NFC South was viewed as one of the best divisions in football at the start of the year. By midseason it was viewed as a joke but all four of the division’s inhabitants could be playoff contenders next year…If I’m Jets owner Woody Johnson I’m keeping Rex Ryan in place for his defense and finding both a new quarterback and a new GM for 2013…Credit the Lions for playing with pride. That’s more than anyone can say about the Eagles…The Steelers’ season turned out to be a major disappointment but for the 12th time in 13 years they avoided having a losing season. That’s sustained success right there…Congratulations to the Chiefs for notching the No. 1 overall pick in next April’s draft. It was well earned…Terrelle Pryor is hardly the answer at quarterback for the Oakland Raiders but if nothing else, he gave them something to think about with his two-touchdown performance on Sunday…One of the broadcasters made a good point following the Seahawks’ hard-fought 20-13 win over the Rams on Sunday. After steamrolling opponents the past couple of months, it’ll serve Seattle well to have fought through a little adversity…If Michael Crabtree plays as well as in the playoffs as he did on Sunday then the Niners aren’t going to miss Mario Manningham…RGIII vs. Russell Wilson? Can’t wait.

2. I was wrong about the 49ers.
Last week I insisted that the 49ers were the best team in the NFC. But the Seahawks proved me wrong with their 42-13 romp over San Francisco on Sunday night. I’m not convinced that Seattle can win a Super Bowl with Russell Wilson running around backyard-football style, but I do know that teams are less intimidated by the 49ers now than they were a week ago at this time. Maybe their lousy performance was the byproduct of them playing in New England last week or the absence of Justin Smith proves that he means more to their defense than anyone originally knew. But that’s still no excuse not to show up for a huge divisional game on primetime television. San Francisco has been widely considered the most physical team in the NFL but Seattle pounded the Niners into submission last night. All Jim Harbaugh could do was watch as the Seahawks racked up points while his players limped off the field. He also witnessed what happens when his team falls behind early and his offense can no longer remain balanced. Colin Kaepernick made a couple of nice throws but he otherwise looked befuddled and confused by what Seattle’s defense was doing on the other side of the line of scrimmage. And to watch San Francisco struggle to contain Seattle’s option attack was startling. I’m not ready to crown the Niners dead or put the Seahawks in the Super Bowl. But last night was eye opening to say the least.

3. There won’t be a December miracle for the Giants this time around.
The New York Giants have become a team under Tom Coughlin that believes it can push a button and turn it on whenever they need to. But the past two weeks have shown that even defending Super Bowl champions can’t play flat and expect to win. In his past two games, Eli Manning has totaled 311 yards with just one touchdown and two interceptions while looking befuddled by what was going on around him. But to solely blame Manning for New York’s woes would be ridiculous. His offensive line can’t protect him, his running game has disappeared, and his defense has put him in early holes too insurmountable to overcome. This collapse by the Giants has taken a total team effort and there will be no December miracle this year. Granted, they can still clinch the sixth seed in the NFC but even if they beat the Eagles next Sunday, they would still need the Vikings to lose to the Packers, the Bears to lose to the Lions, and the Cowboys to lose to the Redskins. Two or even three of those scenarios may happen, but certainly not all four. Three weeks ago some pondered whether or not the Giants were still the best team in the NFC and now they’re spending Christmas on the brink of elimination.

4. Why isn’t Rodgers being mentioned in MVP discussions?
Aaron Rodgers has yet to eclipse the 4,000-yard passing mark this season but it’s ridiculous that his name isn’t being debated in MVP discussions. His quarterback rating of 106.2 is the best in the NFL and his 35 touchdowns are only four less than league-leader Drew Brees. He also has the Packers on the verge of clinching the No. 2 seed in the NFC despite getting little help from his running game and not having Greg Jennings or Jordy Nelson healthy for an entire season. He’s compiled seven touchdown passes and 633 passing yards the past two weeks as Green Bay has now won nine of their last 10 games. Ever since that ugly 38-10 loss to the Giants in Week 12, the Packers have become an afterthought. But thanks to a red-hot Rodgers, they might be the most dangerous team in the NFC again.

5. The Falcons are ascending.
The storyline Saturday night in Detroit was Calvin Johnson breaking Jerry Rice’s all-time single-season yardage record and becoming the first receiver in NFL history to record eight straight 100-yard games. The Lions have been a total disaster this season but the one constant has been the play of Johnson, who is well on his way to a Hall of Fame career. But the underlying storyline to come out of Detroit was the fact that the road to the Super Bowl in the NFC now travels through Atlanta. Following their hiccup in Carolina, a lot of people nearly broke their necks while jumping off the Falcons’ bandwagon three weeks ago. But Matt Ryan put on another passing clinic on Saturday, completing 25-of-32 passes for 279 yards with four touchdowns and no interceptions. Despite all the yardage they allowed to Johnson and Matthew Stafford, it was also the second time in as many weeks that Atlanta’s defense held an opposing quarterback out of the end zone. And considering those opposing quarterbacks were Stafford and Eli Manning, that’s noteworthy. The Falcons aren’t going to convince anyone that they’re a Super Bowl contender until they win a playoff game with Ryan under center. But while all the attention in the NFC has now shifted to the Redskins and the Seahawks, the team with the best record in the NFL has very quietly started to hit its stride.

6. The Texans are regressing.
The Falcons and Texans’ seasons have pretty much run parallel to each other all season. Until now, that is. As the Falcons have started to ascend, the Texans have been regressing since their 13-6 victory over the Bears in Chicago on November 11. Since then, they could have easily lost back-to-back overtime games to the Jaguars and Lions, and did lose to the Patriots and Vikings the past three weeks. Their other wins came against the Titans and Colts, with the latter being only marginally impressive considering the Texans were in the red zone five times and scored just one touchdown. This isn’t the same juggernaut that ran through its schedule the first half of the season. It’s not good when your starting quarterback is pulled in the fourth quarter of a blowout loss at home, especially when that blowout loss comes in Week 16. Sunday’s loss to the Vikings was the first time the Texans failed to score a touchdown since Matt Schaub became their starting quarterback in 2007. Credit the Vikings for bottling up Houston’s running game and taking away Owen Daniels while leaving Schaub second-guessing himself all day. But this is a Houston team that many considered would represent the AFC in the Super Bowl and is now on the verge of coughing up the No. 1 seed in the playoffs. At a time when teams want to be sprinting into the postseason, the Texans are stumbling backwards.

7. Defense, Ponder lift Vikings this time.
Minnesota’s defense stole the show on Sunday in Houston. Arian Foster left the game early because of an irregular heartbeat but he was held to just 15 yards on 10 carries before that. The Vikings also did a great job of taking Houston’s tight ends out of the game and limiting Andre Johnson’s ability to beat them deep. Christian Ponder finally rose to the challenge too, completing 16-of-30 passes for 174 yards with one touchdown and no interceptions. Like many opponents do, the Texans loaded up the box with eight and nine-man fronts in order to stop Adrian Peterson. They dared Ponder to beat them and he did, converting 8-of-17 third down attempts while also scrambling seven times for 48 yards. On a day when they needed to pull off a huge road win, it was because of Ponder and the defense that Minnesota remains alive in the NFC. Of course, one huge challenge still awaits the Vikings in the form of Green Bay this Sunday. Win and Minnesota is in.

8. Don’t blame Romo for the Cowboys’ collapse.
If the Cowboys wind up missing the postseason, nobody better blame Tony Romo for the team’s misfortunes. Granted, he was a factory for turnovers earlier in the season but he’s thrown 17 touchdowns to just three interceptions over his last eight games. When a quarterback completes 26-of-43 passes for 416 yards with four touchdowns and zero interceptions, the team should win. The fact is that Rob Ryan’s defense had no answer for Drew Brees and the Saints’ offense, which shredded Dallas’ secondary all afternoon. Jason Garrett also didn’t help matters but only running the ball 11 times and therefore not sustaining long drives in order to help Romo and his defense. Alas, the Cowboys still have one more chance to save their season as a win over Washington this weekend would mean they’re NFC East champs.

9. If true, the Tebow report is unnerving.
According to multiple team sources, ESPN New York is reporting that Tim Tebow pulled himself out of the Jets’ Wildcat package after he was passed over for Greg McElroy to be the team’s starting quarterback last week. Tebow was active for Sunday’s loss to the Chargers, but receiver Jeremy Kerley played the role as quarterback in the Jets’ Wildcat packages, which gives at least some credence to the ESPN report. Granted, it’s not Tebow’s fault that the Jets had no idea how they wanted to use him when they acquired him from Denver. But he won a playoff game for the Broncos last year and the first thing John Elway did was trade him in the offseason. Rex Ryan also stood and watched as Mark Sanchez single-handedly flushed the Jets’ playoff hopes down the toilet and he still refused to switch to Tebow. Maybe the ESPN report is inaccurate or there’s more to the story. Maybe the Jets told Tebow that he was being pulled so that they could get a closer look at Kerley in that role. Who knows? But if the story is true, then Tebow needs a massive wake up call. He’s an upstanding human being but that has little to do with playing quarterback in the NFL. He doesn’t have the physical tools as a passer to be a reliable starter and the Patriots proved in last year’s playoffs that college offenses like the one Tebow ran in Denver can only get a team so far. He has every right to be frustrated by the three-ring circus that has become the Jets, but him refusing to play in the Wildcat is no different than Lions receiver Titus Young purposely lining up in the wrong spot in Detroit. In either instance, the players are sabotaging their own offense. Hopefully for everyone involved he’ll be out of New York soon and this charade will finally come to an end.

10. Fisher has finally given St. Louis a reason to be hopeful in December.
Following their 36-22 loss to the Vikings last week, Jeff Fisher told his players that they can either act like a team that just lost one game or act like one that had just won three out of their last four. NFL teams need to have attitude and fortitude in order to be successful and the Rams now have both because of Fisher. Over the past eight years the team hasn’t given their fans reason to be hopeful around Christmas. The last time the city had any reason to be optimistic came in 2010 when the Rams came within a road win in Seattle of winning the NFC West and playing in their first postseason game since 2004. But nobody in St. Louis needs a reminder of what transpired last season and honestly, nobody at Rams Park seems interested in discussing the recent past either. Fans aren’t going to settle for seven wins, nor should they. But here’s the key: Neither will Fisher. Let’s keep things in perspective: One prominent media outlet predicted that the Rams wouldn’t win a game this year. Yet here they are at the conclusion of 16 weeks and they’ve won seven games with one left to go this Sunday. Whether the Rams beat the Seahawks isn’t as important as knowing that their future is bright. The team, their fans, and the city can thank Fisher for that.

Quick Hits…
It’s not fair to pin the Steelers’ loss on Ben Roethlisberger considering the vicious beating his offensive line gives him every week. But that’s two weeks in a row now that he’s thrown interceptions that cost Pittsburgh games. His latest turnover also knocked the Steelers out of the playoffs…The Bengals deserve praise for finally overcoming the hold that the Steelers had on them to win on Sunday and clinch a playoff spot. It’s not easy to win a late December road game in Pittsburgh with both teams essentially facing playoff elimination…Brady Quinn is a poor man’s Mark Sanchez, which is really saying something about his ability to lead a NFL team. After this week, he shouldn’t start another game the rest of his career…Andrew Luck set the record for most passing yards by a rookie quarterback. What’s even more amazing is that the record lasted just one year. (Cam Newton threw for 4,051 yards in 2011, breaking Peyton Manning’s mark set back in 1998)…Credit the Saints for not throwing in the towel when they know they can’t make the playoffs. Unlike the Titans, the Saints are still playing with pride…The Dolphins have to drive their fans crazy. This is the second year in a row that they’re playing just well enough down the stretch to ruin their chances of higher draft picks. Still, just like with the Saints, it’s good to see a team play out the remainder of their schedule with dignity…The throw RGIII made to Santana Moss for a 22-yard touchdown pass late in the third quarter yesterday was a thing of beauty. The NFL needs this kid to be in the playoffs…Just throw the freaking ball Nick Foles! Give your team a chance for cribs’ sake…This in no way is meant to discredit what Peyton Manning and the Broncos have done this season because any team that wins 10 straight games in the NFL is special. But I wonder if Denver will be done in by the fact that it got to beat up on the brutal AFC West this season…Brandon Marshall is a serious talent. The catch he made yesterday where he battled Patrick Peterson while turning his entire body to adjust to a sideline throw by Jay Cutler was outstanding…I was absolutely lambasted a few years ago for questioning whether or not Josh Freeman can be a Super Bowl-caliber quarterback. Those fans that called me every name in the book deserve the last two weeks. Just sayin’.

2. The 49ers were out-coached.
It was only a matter of time before Colin Kaepernick played like a second-year quarterback with fewer than five starts under his belt. In the 49ers’ 16-13 overtime loss to St. Louis, Kaepernick took a safety, foolishly ran out of bounds when his team was attempting to drain the clock late in the fourth quarter, and botched a pitch to receiver Ted Ginn Jr. with 3:04 remaining in the game and the Niners up by a 10-2 score. (The result of the play was disastrous for San Francisco, which watched Janoris Jenkins score his third touchdown in two weeks and turn the entire game on its head.) But second-year quarterbacks are expected to be both brilliant and maddening. Despite the miscues, Kaepernick was poised in the pocket, accurate with his throws, and flashed his mobility on a 50-yard run that nearly put the Niners up for good following Jenkins’ touchdown. The biggest issue for the 49ers wasn’t Kaepernick, but Jim Harbaugh. It was an arrogant play-call to have his first-year starter run a toss sweep with his back to the goal line. The Rams offense did nothing against San Francisco’s stout defense the entire day, but St. Louis turned two massive mistakes into 10 points and eventually won because of Harbaugh’s gamble. Jo-Lonn Dunbar, Eugene Sims, William Hayes and the entire Rams defense was also seemingly inside San Francisco’s offensive huddle the entire day. Outside of their lone touchdown drive, Harbaugh’s offense did nothing against a St. Louis defense that had an answer for everything the Niners were doing. In a game they dominated for 57 minutes, San Fran somehow found a way to lose. While Kaepernick certainly shares in the blame, this loss falls on Harbaugh, who has now been out-coached by Jeff Fisher on two separate occasions this season.

3. Luck was good when it mattered.
The media is trying its best to put Andrew Luck in the Hall of Fame following the Colts’ stunning 35-33 come-from-behind victory in Detroit on Sunday. And if you were to only look at his final stat line (391 yards, 4 TDs, 3 INTs), one could surmise that he had another brilliant performance. But the fact is he was brutal through three quarters while misfiring passes to open receivers and perhaps turning in his worst performance of his outstanding rookie campaign. That said, he was good when it mattered, as he caught fire in the fourth quarter. Down 33-21 with eight minutes remaining, he connected on a 42-yard strike to LaVon Brazill to get Indy within striking distance, and then capped off a game-winning touchdown drive by finding Donnie Avery on a 14-yard dump pass as time expired. Luck now has six 300-yard passing efforts in 12 games and he’s starting to grow a reputation as a clutch performer. Granted, if the Lions weren’t devilishly preoccupied with torturing a fan base that has absorbed more beatings than a toilet seat, the Colts would have lost on Sunday. Instead, thanks in large part to Luck, they’ve become one of the most must-watch teams of 2012.

4. The Falcons defense is underrated.
As Matt Ryan and the offense took most of the night off, the Falcons defense put on a show Thursday night in a 23-13 victory over the Saints. Atlanta hired Mike Nolan this past offseason in hopes that he would install a scheme that would beat pass-happy teams like New Orleans. And while the Falcons rank 26th overall in pass defense, the numbers don’t tell the entire story. In two meetings with the Saints this season, Atlanta has intercepted Drew Brees a total of six times. They also picked off Peyton Manning three times in one quarter in a Week 2 victory over the Broncos, held Philip Rivers to 173 passing yards on 38 attempts in Week 3, and kept a red-hot Josh Freeman out of the end zone in Week 12. Atlanta’s run defense remains a work in progress and somebody other than John Abraham and Jonathan Babineaux need to boost the pass rush. But Nolan has confused some of the best minds in football by varying his looks and disguising his coverages, as well as playing to the strengths of ball-hawking safeties William Moore and Thomas Decoud (who have combined for nine interceptions this year). He’s also getting the most out of multi-faceted players like Sean Weatherspoon, Kroy Biermann, and Stephen Nicholas, who have lined up all over the field this season. The numbers don’t support the notion that this unit is dominant, but the defense has been the most underrated aspect of the 11-1 Falcons thus far.

5. Flacco isn’t doing himself any favors.
Not to bury the headline in Baltimore (which was soon-to-be 38-year-old Charlie Batch leading the Steelers to a 23-20 overtime victory over the Ravens), but Joe Flacco is playing his way out of a huge payday at the end of the season. Flacco becomes a free agent next offseason and if he continues to put together efforts like the one he did on Sunday, the Ravens are going to have plenty of leverage come contract time. The fifth-year quarterback completed just 16-of-34 passes for 188 yards with one touchdown and one interception. He also lost a fumble and was out-dueled by Batch, who completed 25-of-36 passes for 276 yards with one TD and one INT of his own. The pick that Flacco threw was mind-numbingly bad, as he tossed a pass into the waiting arms of Ryan Clark while trying to throw the ball out of bounds. The fumble also came following an Ed Reed interception in the end zone, and set the Steelers up for a game-tying touchdown with just over seven minutes to play in the game. Much like his entire career, Flacco has been widely inconsistent this season. And while fellow 2008 first-round pick Matt Ryan is having an MVP-like year, Flacco continues to leave doubt on whether or not he can get Baltimore over the hump. Granted, the Ravens are still likely to pay Flacco rather than starting from scratch. But with every turnover and poor performance, Flacco is costing himself next offseason.

6. Despite the win, the Packers remain in flux.
The Packers may have earned their eighth victory of the season by beating the Vikings 23-14 in Green Bay, but Mike McCarthy’s team can’t catch a break. Outside of a four-game stretch when they scored 42, 30, 24 and 31 points from Weeks 6 through 9, the Packers offense can’t establish any kind of a rhythm. The blame falls equally on a porous offensive line and injuries, which have sidelined Greg Jennings, Cedric Benson and Jordy Nelson for part or most of the season. Nelson was forced from Sunday’s win in the first quarter after he suffered a hamstring injury, and if he’s out for an extended period of time Green Bay may never find consistency offensively. Rodgers remains one of the most dangerous weapons in the NFL but there’s only so much he can do with shoddy pass protection and a depleted stable of weapons. This isn’t the same Packer offense that burned defenses the past three seasons. Not even close, in fact.

7. Russell Wilson was brilliant in Chicago.
It’s not often the Bears lose a game in which Brandon Marshall catches 10 passes for 165 yards and Jay Cutler throws for over 9.0 yards per attempt. But that’s exactly what happened Sunday as the Seahawks stunned a Solider Field crowd that watched its usually stout defense unexpectedly wilt to Russell Wilson. The rookie signal caller completed 23-of-37 passes for 293 yards with two touchdowns and also ran for 71 yards on nine scrambles. He engineered a 97-yard touchdown drive that should have been the game-defining moment but his defense inexplicably allowed Marshall to snag a 56-yard pass to set the Bears up for a game-tying field goal. In overtime, Wilson was brilliant on a 12-play, 79-yard drive that was capped off by his 13-yard touchdown pass to Sidney Rice (who took a shot while crossing the end zone). Throughout the day, Wilson flashed his athleticism and arm strength, and not once did he seem intimidated by Chicago’s defense. The Seahawks did a nice job rolling the pocket for their rookie QB, which allowed for open throwing lanes down the field. Perhaps what was most remarkable was the fact that Seattle didn’t shy away from Charles Tillman, who was repeatedly burned throughout the day. Toss in some shoddy tackling by Major Wright and the Seahawks were able to pick up their second road victory of the season.

8. It might be time for the Bolts to completely clean house.
That final drive by the Chargers in their 20-13 loss to the Bengals was a microcosm of their entire season. Trailing 20-13 with just over two minutes to play, Philip Rivers drove San Diego down to Cincinnati’s 17-yard line and instead of testing the middle of the field with two timeouts, Rivers threw three passes that had only a small pray of being completed. Then on fourth down he whipped a pass to Bengals’ safety Reggie Nelson for a fitting, last-second turnover to cap San Diego’s loss. Even if Nelson didn’t intercept the pass, there was no way that Malcolm Floyd had a chance to catch it because his back was essentially turned. It was a brutal display of football and it has to be asked: Should Rivers follow Norv Turner and A.J. Smith out the door this offseason? It’s incredibly difficult to find quality starting quarterbacks in the NFL and Rivers has proven that he can win when he has a strong cast around him (which Smith has slowly depleted over the years). But it’s fair to wonder whether Rivers has met his ceiling in San Diego and if a mutual parting wouldn’t be beneficial to both parties.

9. The Bengals are winning with balance.
A month ago the Bengals were left for dead and now they’re one of the hottest teams in the NFL. That’s thanks in large part to their offense, which has finally found balance late in the season. BenJarvus Green-Ellis didn’t rush for 100 yards once in the first 10 games of the season, but he’s now rattled off three straight 100-plus yard efforts the past three weeks. In turn he’s made Andy Dalton and the passing game more potent, as defenses now have to worry about committing extra defenders to the run. Cincinnati’s defense has also risen to the challenge of late, yielding just 13, 6, 10, and 13 points in four consecutive victories. Of course, now the hard part comes. After feasting on the Chiefs, Raiders and Chargers these past three weeks, the Bengals will host the Cowboys next Sunday before traveling to Philadelphia and Pittsburgh, and then back home to host the Ravens in Week 17. Until it proves it can beat Pittsburgh and Baltimore, Cincinnati will remain a Super Bowl pretender. But thanks to a newfound running game and a red-hot defense, the Bengals aren’t likely to fall out of the playoff mix over the last month of the season.

10. Quick-Hits.
Rex Ryan declined to name his Week 14 starting quarterback following the Jets’ 7-6 victory over the Cardinals on Sunday but it’s a joke if Greg McElroy doesn’t start the final four games. That’s not to suggest that McElroy is the team’s future by one thing’s for sure: Mark Sanchez isn’t either…It’ll be interesting to see where Michael Vick winds up next season. Andy Reid is rolling with Nick Foles the rest of the year and if the rookie plays well, he may convince the Eagles’ next coach that he can be the starter. If that’s the case, Vick will be looking for work and it’ll be interesting to see if teams view him as a backup or a starter next offseason…Dez Bryant (6 catches, 98 yards, 2 TDs) once again proved on Sunday night that he’s not lacking for talent. But has he finally matured or is he only teasing Cowboy fans?…If Bryce Brown learns how to hold onto the football he could be one hell of a player…Too bad Mike Holmgren won’t see the fruits of his labor in Cleveland. That Browns team isn’t without talent, especially on offense where Brandon Weeden, Trent Richardson and Josh Gordon have put together solid seasons…I would pay to watch Peyton Manning play Andrew Luck in the wild card round. What a storyline-driven matchup that would be…Heath Miller continues to be one of the steadiest tight ends in the league. Another five catches for 97 yards and a touchdown in Pittsburgh’s win, and he was often Charlie Batch’s savior on third down.

2. The Patriots remain the team to beat the AFC East.
Heading into Week 4, people wanted to believe the Patriots’ reign of terror in the AFC East was over. They bought into the notion that the Bills were ready to unseat New England, which had lost in Buffalo last year and was coming off back-to-back losses the past two weeks. But despite the offseason additions of Mario Williams (who has been a ghost since signing that huge deal back in March), Stephon Gilmore and Mark Anderson, Buffalo’s defense remains a major work in progress. The Bills thought they had fixed their issues on that side of the ball and yet, their defensive line applied very little pressure to Tom Brady and allowed 247 yards rushing. The Patriots reminded us that they can still turn it on when they need to, as 45 of their 52 points came in the second half. Where as Ryan Fitzpatrick continues to struggle with the deep ball and throwing outside the numbers, Brady used his legs to buy himself more time and even rushed for a score in the third quarter. Stevan Ridley added 106 yards on the ground but was overshadowed by undrafted free agent Brandon Bolden, who seemingly came out of nowhere to rush for 137 yards on 16 carries. Despite Buffalo being at full strength with C.J. Spiller and Fred Jackson (both were active despite being questionable throughout the week), the Patriots sent a message that they’re still one of the most dangerous teams in the AFC when they’re firing on all cylinders.

3. The Saints played their best game of the season…and still lost.
There were plenty of moments in Green Bay on Sunday where you were reminded of the Saints of the last couple of years, at least offensively. Drew Brees completed 35-of-54 passes for 446 yards with three touchdowns and no interceptions, while Marques Colston emerged from his slumber to catch nine passes for 153 yards and one score. This is still a team that will scare opponents week in and week out, although it’s telling that this was New Orleans’ best game of the season and it still walked away with a 28-27 loss. The defense created little to no pressure on Aaron Rodgers, who wasn’t sacked after being dropped eight times by Seattle just six days prior. The Saints also don’t have a running game and clearly miss Carl Nicks. (The offensive line hasn’t been the same without him.) It’ll also be interesting to see if the Saints can remained focused throughout the year. It’s still relatively early but no team shakes off a 0-4 start. Keep in mind that the players on this roster aren’t used to losing and most are holdovers from the Super Bowl squad. This is a team that has fought for division titles and Super Bowl berths the past few seasons. How will they respond when faced with immense adversity?

4. Let’s give credit where credit is due: Kolb has lifted his play.
The Dolphins sacked Kevin Kolb eight times on Sunday, held the Cardinals to just 28 yards rushing, forced two turnovers and built leads of 13-0 and 21-14 before Arizona finally came back and won 24-21 in overtime. Kolb completed 29-of-48 passes for 324 yards with three touchdowns and two interceptions. It wasn’t a brilliant performance but few are when we speak of Kolb. The key is that he raised the level of his play, which is something he has failed to do on a consistent basis over the past two years. Too many times we’ve seen Kolb take jab after jab while cashing out long before the fight is over. This time, he hung in there and made one of the best throws of his career while finding Andre Roberts on a perfect sideline pass on a 4th-and-10 with less than a minute in regulation. Had his pass fell to the ground, we wouldn’t have been surprised. ‘It’s Kevin Kolb,’ we would have said while shrugging. But let’s give credit where credit is due: Kolb was a huge factory in Sunday’s victory. And if Ray Horton’s defense continues to play as well as it has, maybe a confident Kolb will allow the Cardinals to stay in the mix all season.

5. Less is more when it comes to Vick.
Michael Vick didn’t put on a passing clinic on Sunday night against the Giants. He didn’t have a series of highlight runs and he didn’t leap head first into the end zone while trying to score. He also didn’t turn the ball over and the Eagles picked up a huge 19-17 victory against a division rival. Vick is a better quarterback when he plays within himself, understands his limitations, and doesn’t try to win the game on his own. He didn’t routinely force throws into coverage or wildly run around when the pocket broke down. He simply took what the defense gave him and led his team on four second-half scoring drives despite only mustering seven points in the first half. Vick has a lot of schoolyard to his game and that shouldn’t change. But if the Eagles’ talented roster is ever going to reach its full potential, he has to understand that his reckless play is hurting his team, himself, and his coach. Hopefully last night was a step in the right direction for the veteran quarterback.

6. Opponents have figured out the Lions, who refuse to adjust under Schwartz.
Jim Schwartz deserved the contract extension he received before the season. But his inability to make adjustments throughout the week and on game days has to be maddening for Detroit fans. Last season the Lions played to their strength, which was their passing game. Opponents knew what was coming and they still couldn’t slow down Matthew Stafford and Calvin Johnson. But this year teams are playing two safeties deep in order to keep Detroit’s vertical game in check, and the Lions have refused to adjust. Stafford threw for over 300 yards in Sunday’s loss against Minnesota, but he leads an offense that continues to be out of sync. It’s not Stafford’s fault that Johnson had a touchdown knocked out of his hands on one play and Brandon Pettigrew dropped a pass in the end zone the next, but for whatever reason Detroit’s offense has been disjointed all season. They also can’t run the football and the defense is still plagued by the same issues it had last year because GM Martin Mayhew didn’t have the cap space in order to fix the team’s problems. Furthermore, the Lions remain one of the most undisciplined teams in football and clearly there hasn’t been an emphasis on special teams during the week because this is now back-to-back weeks that Detroit has given up two touchdowns on kickoffs and punts. The defense actually played well on Sunday but their performance was overshadowed by the fact that the special teams units were once again atrocious. If Schwartz doesn’t start making wholesale changes then the Lions could be back to square one very soon here.

7. The Jets’ problems have grown.
It used to be that the Jets could mask Mark Sanchez’s issues with Rex Ryan’s defense and a strong running game. But they lost the ability to run the ball last year and now thanks to the season-ending injury to Darrelle Revis, this is a team ready to unravel. Sanchez doesn’t look like he’s learned anything in four years. He’s generated just one touchdown in his last 34 possessions and has completed a dreadful 43.6 percent of his passes the past three weeks. While Ryan gave him a vote of confidence following Sunday’s 34-0 loss to the 49ers, it won’t be long before Tim Tebow is inserted as the starter. Tebow, of course, isn’t a better option under center. But he at least has shown the ability to make things happen and he’s a stronger leader than the unconfident Sanchez. This isn’t a playoff caliber team without Revis, and if the Jets finally come to terms with the fact that Sanchez isn’t the answer, then Tebow needs to play. But either way, Ryan and the Jets have issues they can no longer mask.

8. The Fisher hire has already paid off for St. Louis.
Because they played in two Super Bowls within the last 15 years, people seem to forget how bad the Rams have been over the last decade. This is a team that hasn’t had a winning record since 2003 and hasn’t gone to the playoffs since qualifying for the 2004 postseason with an 8-8 record. But the hiring of Jeff Fisher has brought stability to a franchise that has yearned for that very thing the past 10 years. Despite having the youngest roster in the NFL, a polarizing figure at quarterback, one of the worst offensive lines in the league and an ineffective Steven Jackson, the Rams are 2-2. They’re playing meaningful football again in the fourth quarter and arguably should have beaten the Lions in Week 1. Make no mistake: Fisher is putting his print on this team, which is no longer just the “Same old Rams.” They also have a true weapon in rookie kicker Greg Zuerlein, who converted on attempts of 58, 48, 60, and 24 yards out in Sunday’s 19-13 win over the Seahawks. Just wait until Fisher and GM Les Snead start filling the roster with talent. The Rams are going to be a competitor very soon.

9. Peyton Manning and the Broncos: The ultimate wild card.
The Raiders’ pass coverage isn’t very good. Safety Tyvon Branch is a solid player but Michael Huff continues to be inconsistent and the rest of Oakland’s secondary hasn’t made anyone forget about Nnamdi Asomuagha. That said, it was nice to see some vintage Peyton Manning on Sunday. He torched the Raiders for 338 yards and three touchdowns while misfiring on just eight of his 38 pass attempts. Granted, he was aided by a running game that produced 165 yards and he rarely challenged downfield. His receivers did a nice job racking up yards after the catch too, but as a football fan it was nice to see Manning be effective. Denver remains a true mystery. Thanks to their defense and rushing attack, the Broncos will continue to battle the Chargers for first place in the AFC West. But Manning is the wild card. If he can do what he did on Sunday and in Week 1 versus the Steelers, the Broncos are a threat in the AFC. But we’ve seen the past two weeks how Manning can derail things as well. It’s going to be an interesting ride all season.

10. The rest of the Redskins deserved one made field goal.
There’s little doubt that an 0-for-4 day would have cost kicker Billy Cundiff his job. Thankfully he didn’t send himself on an extended vacation by converting a 41-yard field goal to give the Redskins a 24-22 win over the Bucs on Sunday.. On a day when Cam Newton couldn’t hold onto the ball on a crucial third-and-one in Atlanta, Robert Griffin III was 4-for-5 for 46 yards and added a 15-yard scramble on Washington’s final drive. He moved his team into field goal range and had Cundiff missed wide right, it wouldn’t have been RGIII’s fault that the Skins lost. But he and his teammates deserved that win. Alfred Morris deserved that win. Despite being beaten by Josh Freeman on a couple of nice second-half throws, Washington’s defense deserved that win. Cundiff saved his job for the moment, but more importantly he allowed his teammates to celebrate something that was deservedly theirs.

Does Peyton Manning’s presence make the Broncos the team to beat in the AFC West or will another team unseat Denver in the division?

Can the Eagles unseat the Giants in a tough NFC East? Will the Falcons take advantage of the Saints’ tumultuous offseason and finally get over the playoff hump?

The start of the 2012 NFL regular season is just days away, which means it’s time to hand out our predictions for the new year. Below you’ll find division-by-division picks, as well as playoff and of course Super Bowl projections as well.

Dear God, football is back.

AFC EAST
1. New England Patriots
2. Buffalo Bills
3. New York Jets
4. Miami Dolphins

The Patriots won’t suffer a letdown after reaching the Super Bowl back in February. Their offense remains steady thanks to Tom Brady and tight ends Rob Gronkowski and Aaron Hernandez, and their defense keeps improving under Bill Belichick’s guidance. The addition of Defensive ROY candidate Chandler Jones will help the Pats pressure the quarterback, which was one of their weaknesses the last year. Considering they have the easiest schedule of all 32 NFL teams based on the opponents’ records in 2011, the Patriots shouldn’t have any issues winning the AFC East again this season…The Bills upgraded their defense with the additions of free agents Mario Williams and Mark Anderson, as well as the selection of first-rounder Stephon Gilmore. They also have a solid offensive core in Fred Jackson, C.J. Spiller and Stevie Johnson, plus an improving offensive line. But Buffalo will only go as far as quarterback Ryan Fitzpatrick takes them and unfortunately for the Bills, he’s often exposed by top defenses. While some are predicting Buffalo to reach the postseason, come the end of the year I have the Bills on the outside looking in…The offseason “battle” between Mark Sanchez and Tim Tebow has taken the onus off the real problem in New York: The offensive line. The two years the Jets made the playoffs with Sanchez under center their defense and running game were outstanding. The defense is still one of the league’s best but they’re going to have to pitch shutouts because as the preseason showed us, the Jets are going to have a difficult time finding the end zone behind their O-line. “Gang Green” will be fortunate to finish .500 this season…The Dolphins have a new head coach, new coordinators, and a new quarterback but they’ll struggle to win games in 2011. Matt Ryan, Joe Flacco, Sam Bradford, Cam Newton and Andy Dalton have proven that rookie quarterbacks can have a great deal of success their fist years in the league, but Ryan Tannehill isn’t surrounded by great talent. This isn’t the worst team in the league but the Fins will likely top out at six wins again.

AFC NORTH
1. Baltimore Ravens
2. Pittsburgh Steelers
3. Cincinnati Bengals
4. Cleveland Browns

The offensive lines in Baltimore and Pittsburgh are both question marks entering the season but I see the Ravens’ O-line gelling throughout the season. I can’t say the same about the Steelers’ front five, which lost rookie guard David DeCastro in preseason. Joe Flacco and Cam Cameron butted heads last year because Flacco often felt that the offense was too tepid. But Flacco has been energized by Cameron’s decision to incorporate more no-huddle elements into the offense. And with the re-signing of Ray Rice and the development of budding star Torrey Smith, the Ravens’ offense is finally ready to carry this team. Granted, the defense is getting long in the tooth and the loss of Terrell Suggs is significant. But the secondary is solid and the Baltimore defense always finds a way to be productive…The Steelers will once again challenge the Ravens for first place in the division. That’s just what they do. But Ben Roethlisberger can’t keep running for his life behind a shaky offensive line. Pittsburgh thought it had upgraded the unit over the offseason but as previously mentioned, DeCastro will miss significant time due to a knee injury and second-round pick Mike Adams proved in preseason that he wasn’t ready to take over the starting right tackle spot. Pittsburgh’s defense is also aging and if younger players like Ziggy Hood, Cam Heyward and Keenan Lewis don’t step up, we could see Dick LeBeau’s squad start to unravel. The Steelers are still a playoff contender but for how much longer?…The Bengals were no fluke in 2011. Andy Dalton may take a step back in his second year like most quarterbacks do, but it would be a mistake to question whether or not he can win in this league. That said, Cincinnati doesn’t have much behind star A.J. Green in its receiving corps and the depth along the defensive line and in the secondary is also thin. This team was 0-4 against the likes of Pittsburgh and Baltimore last season and if they can’t win games in the division I don’t see them making a repeat trip to the postseason…The Browns are once again starting over with rookies Trent Richardson and Brandon Weeden, who will struggle after facing soft defenses in the Big 12. While Greg Little and Josh Gordon certainly have potential, Weeden also doesn’t have a true No. 1 receiving target and outside of Joe Thomas and Alex Mack, questions remain along the offensive line. Defensively, injuries continue to take their toll along the front four and while Joe Haden is a stud in the making, the secondary is littered with holes as well. In a tough division, Cleveland will have a hard time competing.

AFC SOUTH
1. Houston Texans
2. Tennessee Titans
3. Jacksonville Jaguars
4. Indianapolis Colts

The Texans are the class of the division and they might have the most talent of any team in the AFC, which includes the Patriots. The loss of Mario Williams won’t hurt as much as some think because he simply wasn’t a fit for Wade Phillips’ 3-4 defense. Thanks to Arian Foster, Ben Tate and a very good run-blocking offensive line, the Texans will control the clock and win tight games because of their stingy defense. The biggest question is whether or not Matt Schaub can put this team on his shoulders for 16-plus games and, if guys like Andre Johnson can stay healthy…The Titans are my Cincinnati Bengals of 2012. A darkhorse if you will. Jake Locker must become a more accurate and consistent passer but he’s going to produce plenty of big plays thanks to his arm strength and OC Chris Palmer’s decision to install Run ‘N Shoot elements into his offense. Locker also has a couple of nice weapons in Kenny Britt (if he can stay healthy and out of trouble), Kendall Wright and Chris Johnson, who should have a bounce back year. Granted, the offensive line wasn’t very good from a run-blocking standpoint last year and the defense doesn’t do one thing particularly well but I like the Titans to surprise and qualify for one of the Wild Card spots…The Jaguars received huge sigh of relief when Maurice Jones-Drew finally reported to team head quarters. But holdout running backs have a tendency to struggle (look at Chris Johnson last year) when they miss all of training camp and preseason, and Blaine Gabbert will still suffer through plenty of ups and downs. That said, this team will be more competitive than it was a year ago. Gabbert has made marked improvements as a passer and the addition of Justin Blackmon gives this team a much needed playmaker at receiver…The Colts will be better than they were a year ago because of rookie QB Andrew Luck, who looks like the real deal. But there’s not much around him. It’ll be a year or two before Chuck Pagano can get the right pieces in place to run his 3-4 defense and the Colts simply don’t have enough weapons on offense to be competitive.

AFC WEST
1. Denver Broncos
2. San Diego Chargers
3. Kansas City Chiefs
4. Oakland Raiders

The Broncos have a brutal first-half schedule but if Tim Tebow can win a playoff game in Denver than logic dictates that Peyton Manning can do the same. As long as Manning stays healthy and the defense doesn’t take a step back, the Broncos should win this division…That said, the Chargers might have the best starters of the four teams in the West, and if they can finally start out of the gates hot they could very well win the division. Robert Meachem isn’t Vincent Jackson but he deserves a chance to prove that he can be a No. 1 guy and when healthy, Antonio Gates and Ryan Mathews give Philip Rivers a couple of nice weapons. That said, the left tackle position is a concern and the defense underachieved last year. The top spot is up for grabs in this division but in the end I see the Broncos losing one less game than the Bolts…The Chiefs might have the most overall talent and the deepest depth of any team in the division. The problem is that Matt Cassel is their quarterback and while some are predicting that Kansas City will win the West, I just can’t put my faith behind Cassel. That said, thanks to Dwayne Bowe, Jamaal Charles, Peyton Hillis, Jon Baldwin and Romeo Crennel’s defense, the Chiefs will keep things interesting…The Raiders narrowly missed the playoffs a year ago but they’re going to pay for past mistakes, specifically Hue Jackson’s decision to trade a first round pick for Carson Palmer last season. Palmer looked shaky in preseason and the offense won’t be as explosive under Gregg Knapp as it was last year under Jackson. If Darren McFadden can stay healthy Oakland will be competitive and the defense does look like it’s improved. But there’s no question that Palmer is on the down slope of his career and it’s not unrealistic to suggest he’s finished as a productive quarterback.

NFC EAST
1. New York Giants
2. Philadelphia Eagles
3. Dallas Cowboys
4. Washington Redskins

Once again this is the most difficult division to predict in the NFL. The Eagles arguably have the most talent in the division but I don’t trust that Michael Vick will stay healthy and even though the defense was very good in the second half last year, Juan Castillo has a tendency to be exposed against good playcallers…The Cowboys seemingly fixed their problems in the secondary and thanks to a number of weapons on offense, they’ll rack up plenty of yardage again this season. But can the skill players stay healthy? Will this offense once again struggle to score points despite moving the ball at will? Is the secondary really fixed or will it remain a problem? Somehow, someway the Cowboys usually find a way to get in their own way…Which brings us to the defending Super Bowl champion Giants. I don’t know how Eli Manning survived behind that offensive line last year and if the pass rusher falters at all, the back seven isn’t good enough to keep the defense afloat. But my general rule when it comes to the Giants is that if nobody is paying attention to them, bet the house that they’ll win. They thrive in the underdog role and they’ve played second-fiddle to the Eagles, Cowboys and even in-state rival the Jets all offseason. Thus, despite Dallas and Philadelphia having better talent, I like New York to once again qualify for the postseason…The Redskins are going to be fun to watch this year thanks to Robert Griffin III. They’ll also be able to run the ball because of Mike Shanahan and they have more weapons on offense than they did a year ago thanks to the additions of RGIII and Pierre Garcon. But the secondary is an issue and questions remain about whether or not this team can keep Griffin upright. The Skins also play in an ultra-competitive division so while they’ll be competitive, they’ll likely fall well short of the playoffs.

NFC NORTH
1. Green Bay Packers
2. Chicago Bears
3. Detroit Lions
4. Minnesota Vikings

The Packers have one of the most explosive offenses in the NFL thanks to Aaron Rodgers, Greg Jennings and Jordy Nelson, and the addition of Cedric Benson will pay dividends as well. There’s no way the defense will rank 32nd again so the Pack are poised to make another postseason run…There are two massive question marks surrounding the Bears. One is the offensive line, which continues to be inconsistent and the second is the defense, which is aging quickly. Will Father Time catch up with Chicago’s defense this season or will it hold off another year? That said, if Jay Cutler and Matt Forte don’t get hurt last year then the Bears make the playoffs as the fifth seed in the NFC. Plus, keep in mind that Chicago is just two years removed from winning the division and the additions of Brandon Marshall and Alshon Jeffery finally give opposing defensive backs something to be concerned with on Sundays. I like the Bears to win one of the two Wild Card spots…I think the Lions will regress this season. The passing game will be dangerous but can Matthew Stafford once again stay healthy for a full 16 games? Can this team win behind a shaky offensive line and no running game? On the other side the ball the defense doesn’t play with discipline, Louis Delmas’ health remains a concern and rookie Bill Bentley will line up opposite Chris Houston at cornerback. The Lions’ defense was brutal down the stretch last season and while Calvin Johnson will once again be fun to watch, a .500 season seems more realistic than a repeat playoff appearance…The Vikings will continue to grow behind Christian Ponder but Adrian Peterson’s health is obviously a concern, they don’t have a weapon opposite Percy Harvin in the passing game and the defensive secondary isn’t very reliable. In a stacked division Minnesota will once again have a difficult time competing.

NFC SOUTH
1. New Orleans Saints
2. Atlanta Falcons
3. Carolina Panthers
4. Tampa Bay Buccaneers

The Saints had a tumultuous offseason, losing head coach Sean Payton and middle linebacker Jonathan Vilma to the bounty scandal suspensions, defensive coordinator Gregg Williams (who was also suspended) to the Rams, and Carl Nicks and Robert Meachem to free agency. But Drew Brees had a huge hand in Payton’s offensive game plans the past four years so he’ll keep New Orleans afloat. Plus, the loss of Vilma was negated with the addition of Curtis Lofton, who is a much better run-stopper than Vilma, Meachem is merely a No. 3 receiver and the team did well to replace Nicks with Ben Grubbs. New DC Steve Spagnuolo (who is an upgrade over Williams) will have to get creative when it comes to his pass rush but this team will be fine…There’s a ton of optimism surrounding the Falcons this season because of the decisions they made this offseason. Mike Mularkey was a solid offensive coordinator but Matt Ryan had outgrown his conservative, run-first approach. In steps in new OC Dirk Koetter, who has installed an up-tempo offense that suits Ryan. Julio Jones looks like he’s ready for a monstrous second year and he should only make Roddy White, Tony Gonzalez and Harry Douglas better around him. Defensively the Falcons hired Mike Nolan to replace Brian Van Gorder, who wasn’t a bad coordinator but his philosophy under head coach Mike Smith was to stop the run and play bend-but-don’t-break schemes in the back seven. That won’t work against the likes of the Saints, Packers and Giants, so Nolan has installed a scheme that will focus on stopping the pass. The Falcons also traded for Asante Samuel, who will join forces with Brent Grimes and Dunta Robinson to form an exciting cornerback trio. If young players like Sean Weatherspoon and William Moore have breakout years, the Atlanta defense will be much improved…Cam Newton will keep the Panthers in most games. He has loads of playmaking ability and plenty of weapons around him in Steve Smith, Jonathan Stewart, DeAngelo Williams and Greg Olson. But the defense only has one true pass rusher (Charles Johnson), the linebacker corps is always suffering from injuries and the safety position is a major question mark. Simply put, the defense will keep Carolina from earning playoff berth but watch the Panthers stay in contention all season…Thanks to new coach Greg Schiano the Bucs will be tougher and more focused in 2012. The front office also did well to bring in Carl Nicks and Vincent Jackson in free agency, which will certainly appease QB Josh Freeman (who is poised to have a bounce back year). Rookie first-rounder Mark Barron might also wind up being the steal of the 2012 draft in that he’s NFL ready having played for Nick Saban at Alabama. Fellow rookie Doug Martin looks like he’s ready to explode in his first year as well. That said, the front seven remains a huge question mark on defense and this team doesn’t have the ability to blow teams out. Under Schiano the Bucs will attempt to win the time of possession battle by keeping the ball on the ground and trying to win games in the fourth quarter. This is an up-and-coming team but it’ll be a year before Tampa is challenging for a playoff spot again.

NFC WEST
1. San Francisco 49ers
2. Seattle Seahawks
3. St. Louis Rams
4. Arizona Cardinals

There aren’t a lot of believers in Alex Smith but the fact is he managed games well last season and stayed out of the way as the 49ers’ defense and running game produced wins. Thanks to the additions of Mario Manningham, Randy Moss and rookie A.J. Jenkins, Smith has plenty of weapons around him to succeed. (Vernon Davis, Frank Gore and Michael Crabtree obviously remain the highlights of the offense.) Thanks to the best defense in the league and weak competition in the division, the Niners will challenge for the top seed in the NFC again this season…Some believe the Seahawks will struggle under rookie Russell Wilson but if the kid were four inches taller he would have been a top 10 selection. He’s smart and he has the skill set to succeed – it’s just too bad that outside of an unreliable Sidney Rice, he has nobody to throw the ball to. The defense is underrated so if Wilson can move the ball, look for the Hawks to hang around before eventually fading down the stretch…Jeff Fisher and his coaching staff are worth two or three wins alone in St. Louis. The Rams will be better than they were a year ago but plenty of questions remain. The offensive line isn’t very good, the middle of the defense will be exposed on a weekly basis because of poor safety play and the book is still out on Sam Bradford. He has yet to raise the level of his play when under pressure and his O-line won’t do him any favors this year. This is also the youngest team in the league and depth is a massive problem…The Cardinals have the least effective starting quarterback in the NFL thanks to John Skelton, who will play behind one of the worst offensive lines in football. Ray Horton’s defense is going to surprise people this year but it’s also going to be on the field a lot because of the struggles of the offense. Maybe Skelton has more magic up his sleeve and hey, he does have Larry Fitzgerald, Beanie Wells and Ryan Williams at his disposal. But chances are it’s going to be a long year in ‘Zona.

PLAYOFF PREDICTIONS

AFC PLAYOFF TEAMS
1. Patriots
2. Texans
3. Ravens
4. Broncos
5. Steelers
6. Titans

NFC PLAYOFF TEAMS
1. Packers
2. 49ers
3. Saints
4. Giants
5. Bears
6. Falcons

WILD CARD PREDICTIONS
Ravens over Titans
Steelers over Broncos
Falcons over Giants
Saints over Bears

DIVISIONAL PREDICTIONS
Patriots over Steelers
Ravens over Texans
Packers over Falcons
49ers over Saints

CHAMPIONSHIP PREDICTIONS
Ravens over Patriots
Packers over 49ers

SUPER BOWL PREDICTION
Packers over Ravens