Based on some of the comments coming out of Indianapolis these days, it would appear as though Peyton Manning’s career with the Colts is coming to an end.

Such as life. Times change, people separate, memories fade. Why should sports be any different?

According to ESPN NFL Business Analyst Andrew Brandt, it would cost the Colts $50.5 million to keep Manning and Andrew Luck on the same roster in 2012. Manning’s option is $28 million in addition to a $7.4 million salary while the No. 1 overall pick will receive approximately $15.1 million in bonus plus salary in 2012. Thus, it doesn’t make sense financially for the Colts to pay Manning and draft Luck while trying to fill holes all over a depleted roster.

It doesn’t make sense from a risk/reward standpoint either. Manning is 35 and is still trying to recover from neck surgery that he had last May. I’m not a doctor but when you listen to other athletes talk about the same nerve damage that Manning has, it’s feasible that he could have complications the rest of his career. That’s why there’s still plenty of speculation about whether or not he’ll ever play again.

I’m not trying to be cold because I’m very aware of what Manning has meant to the Colts franchise over these past 14 seasons. But former Giants GM Ernie Accorsi said it best when he stated that he would rather be accused of getting rid of a player a year too early rather than a year too late. This is a business decision and the right business decision for the Colts is to part ways with Manning and draft their future signal caller while they have that chance. There are teams like the Browns, Dolphins, Bills and Redskins who continuously fail to address their quarterback situation and the Colts have a golden opportunity to replace one franchise signal caller with another in just one fell swoop. Cold? Probably. But smart? Definitely.

Let’s not overlook the fact that this could be a good thing for Manning as well. During John Elway’s final years he essentially took a backseat to Terrell Davis because the Broncos became Davis’ team. He won two Super Bowls handing the ball off to Davis and throwing when he had to, but Manning doesn’t have that same fortune. The Colts proved last year that they’re a serious rebuilding project. At this point in his career, Manning shouldn’t be at the helm of a rebuilding team: he should be trying to take one more shot at winning a Super Bowl just like Elway did. (Assuming of course that Manning is healthy enough to ever pick up a football again.)

In a perfect world the Colts would already have Manning’s replacement on their roster. But they don’t, and now this is the situation that they find themselves in. Separations are never easy and if the Colts do decide to move on from Manning, it will be a hard decision. But it doesn’t have to be difficult.

Times change, people separate, memories fade. That’s just life.

Bill Polian was fired this week, and naturally that’s big news in Indy and around the NFL. The guy is a legend.

But it sounds like he was a real jerk as well. Check out this interesting take from a sportswriter in Indianapolis.

There will be plenty of time to discuss whether or not the Indianapolis Colts should draft Stanford quarterback Andrew Luck with the No. 1 overall pick.

Plenty of nauseating time.

But for now, here’s the official order for the 2012 NFL Draft, minus the 12 playoff teams, that is. I’ll keep this list updated throughout the postseason so you’ll know exactly where your team will be selecting come April.

1. Indianapolis Colts (2-14)
2. St. Louis Rams (2-14)
3. Minnesota Vikings (3-13)
4. Cleveland Browns (4-12)
5. Tampa Bay Buccaneers (4-12)
6. Washington Redskins (5-11)
7. Jacksonville Jaguars (5-11)
8. Carolina Panthers (6-10)*
9. Miami Dolphins (6-10)*
10. Buffalo Bills (6-10)
11. Seattle Seahawks (7-9)**
12. Kansas City Chiefs (7-9)**
13. Arizona Cardinals (8-8)
14. Dallas Cowboys (8-8)
15. Philadelphia Eagles (8-8)
16. New York Jets (8-8)
17. Cincinnati Bengals (from Oakland)
18. San Diego Chargers (8-8)
19. Chicago Bears (8-8)
20. Tennessee Titans (9-7)

* – Order will be decided by coin flip at the scouting combine in February.

Four odds of note:

Colts –20.5 @ Patriots, 1:00PM ET, Sunday
I about fell over when I first saw the opening line for this game, which was actually New England –21. But the spread makes sense. First of all, the Colts haven’t covered in seven straight weeks so oddsmakers have to push the envelope to see what price bettors will be willing to pay in order to keep fading Indy. Secondly, New England is just two weeks removed from covering a 17-point spread against the Chiefs on Monday Night Football, so oddsmakers realize that bettors are at least willing to lay that number when it comes to wagering on the Pats. But 20.5? For a NFL game? Dear, Barbara.

Falcons –1.5 @ Texans, 1:00PM ET, Sunday
There’s an unwritten rule when it comes to wagering: If it looks too good to be true, it probably is. The Texans are starting T.J. Yates at quarterback against a Falcons team that has won two straight games and is chasing down a playoff berth in the NFC. Why wouldn’t you lay the 1.5 points on Atlanta? All they have to do is win, basically. That said, the Texans knew as soon as Matt Schaub went down for the season that no matter who was playing quarterback, their defense and running game would have to carry them. The Falcons have been inconsistent on offense all season and while their run defense has been stout, they will be tested by the Texans’ excellent rushing attack. Plus, Atlanta could be without two of its top three cornerbacks as Brent Grimes (knee) and Kelvin Hayden (toe) are both expected to miss this Sunday. Beware the trap.

Raiders +2.5 @ Dolphins, 1:00PM ET, Sunday
Speaking of traps, the 3-8 Dolphins are a 2.5-point favorite against the 7-4 Raiders who are battling the Broncos for the AFC West crown? Hello, Oakland and the points! Again, beware the bet that looks too good to be true. Miami’s defense has been a rock over the past couple of weeks and the Fish were one big play/stop away from beating the Cowboys last Thursday. Miami clearly hasn’t given up on the season despite its record and will probably enjoy playing the role of spoiler from here on out.

Chiefs +9 @ Bears, 1:00PM ET, Sunday
Who is going to lay nearly 10 points on a Caleb Hanie-led Chicago team after his performance last Sunday in Oakland? The Chiefs failed to cover as a 17-point underdog two weeks ago in New England but they nearly came from behind and beat the Steelers last Sunday night. I think there’s going to be plenty of Kansas City backers come Sunday, so it’ll be interesting to see if the line moves, and by how much, come Sunday. The Bears are much tougher at home than they are on the road, plus they have Matt Forte, Devin Hester and a (usually) stingy defense. But Hanie radically changes what Mike Martz wants to do on offense and it’s tough envisioning them covering a 9-point spread.

2011 NFL Week 13 Point Spreads

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While the rest of the NFL world is seemingly transfixed on whether or not the Colts would select Stanford’s Andrew Luck if they received the No. 1 overall pick next April, their injured franchise quarterback still hopes to play this season.

Peyton Manning told reporters on Thursday that he hopes to return to practice this year and still holds out hope of playing if doctors deem him clear to play. He underwent a second surgery on his neck on September 8 and even though he hasn’t played a snap, the Colts have yet to place him on injured reserve.

Of course, the Colts face a much bigger issue than whether or not to free up a roster spot by placing Manning on I.R. They must decide whether to opt out of Manning’s five-year contract or pay him a $28 million bonus to keep him on the 53-man roster. Some in Indianapolis who follow the team closely believe that Manning’s chances of playing again are less than 50-percent.

One of those followers is long-time beat writer Phillip B. Wilson of the Indianapolis Star, who says he’s “maybe even 30-70” on whether or not Manning takes another snap. Considering how close Wilson has been to the situation over the years, it’s rather eye opening to see the beat writer spit out those odds.

For now, it’s still a waiting game. Manning hopes he’ll return next season but surely the Colts would trade one down year for three-to-five more years of Peyton under center. But whether he’ll be able to play ever again is the question.

Every Sunday evening throughout the 2011 NFL season I’ll compile quick-hit reactions from the day that was in football. I vow to always overreact, side with sensationalism over rationalism, and draw conclusions based on small sample sizes instead of cold, hard facts. It’s the only way I know how to write…

DIDN’T SEE THAT COMING…

- Earlier this week the Broncos said that they’re not going to change their offense with Tim Tebow taking over at quarterback. Then on Sunday, they kept their game plan ultra-conservative and hardly called any screen passes or high-percentage throws to help build his confidence while being dominated for 56 minutes by a winless Miami team. Do they want the kid to fail? Are they trying to prove that they were right by not starting him over Kyle Orton? Are they trying to stick it to all of the fans that have basically begged the organization to play Tebow? Either way, I absolutely love what the former Gator did today. Despite his coaching staff’s unwillingness to put him in position to succeed, he found a way to pull off a miraculous victory with some help from his defense and kicker Matt Prater. It wasn’t hard to figure that he would score a couple of touchdowns and compile over 200 total yards. But the way he did it was marvelous. The Broncos did nothing until four minutes left in the fourth, when he basically willed them to victory. He’s too nice of a guy to say it, but that had to feel good to stick it up his critics’ asses for just one week.

- While Denver refused to change its offense in efforts to help Tebow, Minnesota did a nice job of using designed roll-outs and plays that maximized rookie Christian Ponder’s strengths at quarterback. The rookie will be seeing Charles Woodson (2 INTs) in his nightmares for a while, but he showed a lot of grit bouncing back in the fourth quarter to nearly lead the Vikings to an upset over the still-undefeated Packers. Ponder is clearly an upgrade over Donovan McNabb and his performance today was definitely something to build on. Green Bay’s defense has struggled all year but for Ponder to have Minnesota in position to win in the fourth quarter was something not a lot of people expected.

- Anyone who watched DeMarco Murray play at Oklahoma knew he was a versatile player with a bright future. He did everything for the Sooners in his time at OU and the Cowboys really got a steal last April when they selected him with the 71st overall pick in the third-round. Nobody envisioned him rushing for 253 yards (a Dallas single-game record) in one game, but it was only a matter of time before Murray turned heads. Granted, 91 of those yards came on one play and he did face a pathetic St. Louis run defense. But given all the issues the Cowboys have had at running back over the years, his feat today had to be refreshing for Jerry Jones and Co. Here’s hoping the 23-year-old back can avoid injuries and build off of this incredible performance.

- I made it clear in my predictions this week that I liked the Chiefs to at least cover the 3.5-point spread in Oakland. But 28-0 with two 50-yard pick-sixes? Yeah, no – didn’t see that coming. Suddenly Kansas City is only a game back of San Diego and Oakland in the win column. That’s quite a contrast to where the Chiefs were a month ago, when head coach Todd Haley was nearly fired for the team’s ugly 0-3 start.

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Peyton Manning is obviously a great quarterback, but should the Indianapolis Colts just fall apart now that he’s out for potentially the entire season?

I have no sympathy for the Colts, as they’ve avoided developing a real backup for Peyton Manning for years. We all watched several years ago when they rested Manning and played Jim Sorgi. Contrast that to New England and the emphasis they place on backup quarterbacks. When Tom Brady got hurt, they had Matt Cassel ready to go. Now they’re at it again with Ryan Mallett on the bench. Wouldn’t the Colts love to have Mallett now?

I don’t blame Kerry Collins. He had a tough time today in Indy’s loss at home against the Browns, but he came out of retirement to take on this complicated offense. I blame the Colts brain trust, and they’re paying the price now for their lack of preparation.

Not a great start last week but not bad either. I hit the Eagles and Bengals but the Colts never arrived in Houston and the Titans fell short in Jacksonville. I’ll try harder today…

Cardinals @ Redskins, 1:00PM ET
Cam Newton was incredible in his debut but Arizona’s defense was sofffffft. Now the Cardinals have to hop a flight cross-country to play a Redskins team that didn’t have to move after playing at home last week. While the situation is built like a house of cards, Rex Grossman played well last Sunday against the Giants and I think he’ll carry that confidence into today. The Cardinals are just 1-6 against the spread in their last seven road games and 1-7 ATS in their last eight games as a road underdog. The Redskins, meanwhile, are 4-0-1 ATS in their last five games overall and 3-0-1 ATS in their last four games versus the NFC.
THE PICK: REDSKINS –4

Browns @ Colts, 1:00PM ET
Apparently I’m a glutton for punishment because I’m right back on the Colts this week after their brutal performance in Week 1. It just doesn’t sit right with me that Indy is a 1-point home underdog against a Browns team that got drubbed by the Bengals at home last Sunday. Kerry Collins looked like crap-o-la in Houston but he should have an easier time this Sunday against Cleveland. The underdog is 3-1-1 against the spread in the last five meetings between these two teams while the Browns are 0-5 against the spread in their last five games versus the AFC.
THE PICK: COLTS +1

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Hey, I’m guilty of it. We’re all guilty of it. We see a player get seriously injured and one of the first statements out of someone’s mouth is, “This may be career-threatening.”

The latest example of this is Peyton Manning. He recently had his second neck surgery in less than five months and at least one clown in the media wrote last week about how the Colts may wind up with Andrew Luck in next year’s draft. We live in a world where present news is old news and everyone has a blog nowadays so getting a jump on a story often takes precedence. But the media (and fans too, because they’re just as guilty even though the media provides a nice patsy for them) could learn a thing or two about Manning’s situation from Tom Brady.

As I watched Brady carve up the Dolphins for 517 yards and four touchdowns on Monday night, I had to laugh thinking about Matt Cassel’s 2008 season. He was so good that year that some wondered if the Pats should trade Brady and go with the younger Cassel at quarterback.

The idea wasn’t that far-fetched either. At the time, there was no timetable set for Brady’s return after he had season-ending knee surgery earlier in the year. Nobody knew when he would return in ’09, or if he would return at all. Cassel was also set to become a free agent, which further complicated the situation. If the Pats traded him or allowed him to leave via free agency, they risked not having an experienced quarterback for 2009 if Brady couldn’t recover.

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In 1997, David Robinson suffered a broken foot in preseason and wind up missing the entire regular season for the San Antonio Spurs, who were devastated by the injury. But Robinson’s misfortunate actually turned out to be a massive blessing in disguise for he and the Spurs.

San Antonio was so bad that season that they wound up having the No. 1 pick in the 1997 NBA Draft, allowing them to select Tim Duncan out of Wake Forest. Four championships, two MVP awards, and 13 All-Star selections later and Duncan is viewed as one of the greatest players to have ever donned a NBA uniform.

And none of it would have happened had Robinson not broke his foot that year, which is a little morbid when you think about it but hey, it worked out for everyone in the end. (Robinson won two titles playing alongside Duncan.)

If the Indianapolis Colts wind up having a wretched season due to Peyton Manning’s neck injury, they may find themselves in a somewhat similar situation. Granted, it’s too early to tell how long Manning will be sidelined after having his second neck surgery in less than four months. Maybe he’ll return halfway through the season and lead the Colts to the playoffs once again. Or maybe he’ll be out all season and will return next year at full strength.

Or maybe he’ll never play again.

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