Every Monday through the end of the college football season, I update my “what if” eight-team college football playoff. (Want to see how this bad boy has developed? Here are links for Version 1.0 and Version 2.0.)

Here are my assumptions:

1. The six BCS-conference champs get an automatic bid unless they are ranked outside the top 15. If they are ranked behind a non-BCS school, and have a head-to-head loss to that team, then they give up their playoff bid to that team. (I debuted this rule last week to account for Boise State’s head-to-head win over Oregon. I call it the “I Drink Your Milkshake” Rule.)

2. If a conference champ is ranked lower than #15 in the rankings, they give up their automatic bid and it becomes an at-large bid. (This rule is to ensure that the regular season keeps its meaning and only the elite teams make the playoffs.)

3. Seeds and at-large bids are distributed based on the current BCS standings. Certainly, these rankings need to be tweaked to place more of an emphasis on head-to-head matchups, but they are fine for now. If an at-large team has a better BCS ranking than a conference champion, they will get a higher seed.

4. There will be three rounds of playoffs. The first round will be held at the home stadium of the higher-seeded team. The semifinals and the final will rotate amongst the four BCS cities (Miami, Pasadena, Tempe and New Orleans), so that those cities don’t lose the revenue from the bowl games.

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